Question

manual record - keeping systems have been replaced in most businesses by
○ accountants
○ simple checkbook systems
○ cash register tapes
○ accounting softwre programs

studies of differences between successful and unsuccessful new businesses find that successful businesses use
○ computers
○ consultants
○ business loans
○ budgets

Explanation:

First Question (Manual record - keeping systems replaced by...):

Manual record - keeping systems in businesses are typically replaced by more advanced and efficient methods. Among the options, accounting software programs are the modern and comprehensive solution for record - keeping in businesses, as they can handle complex financial transactions, reporting, and compliance better than the other options (accountants are people, simple checkbook systems and cash register tapes are more basic and less comprehensive).

Successful businesses often use budgets for financial planning, resource allocation, and performance evaluation. Computers are tools, consultants are external advisors, and business loans are a form of financing. Budgets are an internal management tool that successful businesses utilize for strategic and operational purposes.

Answer:

D. accounting software programs (assuming the options are labeled A - D as: A. simple checkbook systems, B. cash register tapes, C. accountants, D. accounting software programs)

Second Question (Studies of differences between successful and unsuccessful new businesses find that successful businesses use...):