Question

a policy is a contract between the
consumer and the insurance agent
driver and the government
consumer and the insurance company
policyholder and the injured person

Explanation:

An insurance policy is a legal contract that establishes the agreement between the individual/entity purchasing coverage (consumer/policyholder) and the provider of the insurance coverage (insurance company). The other pairs do not form the core contractual relationship of an insurance policy.

Answer:

Consumer and the insurance company