Question

pregunta 3 (4 puntos)
the number one target of credit card companies is college graduates.
true
false

pregunta 4 (3 puntos)
there is nothing wrong with using a credit card as long as you get rewards with it.
true
false

Explanation:

Pregunta 3: Credit card companies typically target college students (not just graduates) heavily, as they represent a long-term customer base with future earning potential, making graduates not the number one target.
Pregunta 4: Even with rewards, credit card use carries risks like overspending, high interest charges if balances are not paid in full, and damage to credit scores from missed payments, so it is not inherently "nothing wrong" to use one just for rewards.

Answer:

Pregunta 3: False
Pregunta 4: False