Question

question 2 of 30
what are potential impacts of medical identity theft on patients? check all that apply.
select all that apply
□ unsafe or deadly care
□ false diagnoses
□ false claims that count toward a lifetime maximum
□ future denials of insurance
□ lost employment opportunities
□ medical debt and damaged credit ratings

Explanation:

• Unsafe or deadly care: Medical identity theft can lead to wrong medical records, causing inappropriate treatment which is unsafe or deadly.
• False diagnoses: Stolen medical identity may result in incorrect medical history being used, leading to false diagnoses.
• False claims that count toward a lifetime maximum: Fraudulent use of medical identity can lead to false claims, affecting the lifetime maximum benefits of the victim.
• Future denials of insurance: Insurance companies may deny future claims if there are fraudulent claims under the victim's identity, or due to false medical history.
• Lost employment opportunities: Medical records with false information (due to identity theft) can affect employment, especially in jobs requiring medical clearance.
• Medical debt and damaged credit ratings: Fraudulent medical charges in the victim's name can lead to medical debt and damage credit ratings.

Answer:

A. Unsafe or deadly care
B. False diagnoses
C. False claims that count toward a lifetime maximum
D. Future denials of insurance
E. Lost employment opportunities
F. Medical debt and damaged credit ratings