Question

through the successful study of personal finance, an individual will be
better prepared to calculate financial risks
able to spend available assets.
faced with long term challenges
more likely to avoid high opportunity costs

Explanation:

Personal finance education equips individuals to evaluate trade-offs, helping them avoid decisions with high opportunity costs (the value of the next best alternative forgone). Calculating financial risks is a narrower skill, spending assets is not a positive outcome of learning finance, and finance study reduces, not creates, long-term challenges.

Answer:

D. more likely to avoid high opportunity costs