Question

which factor contributed most to the great depression?
overproduction and underconsumption
too many government regulations
high wages for workers
increased immigration
question 3
1 pts
what happened to many banks during the early years of the great depression?
they raised interest rates
they closed or failed due to runs
they gave out more loans
they were taken over by foreign countries

Explanation:

For the first question: Overproduction left businesses with unsold goods, while underconsumption (from stagnant wages, wealth inequality) meant consumers could not absorb excess output, creating a critical imbalance that triggered and worsened the Great Depression. The other options are incorrect: government regulations were minimal pre-Depression, high wages did not occur, and immigration was restricted and not a causal factor.
For the second question: As the Depression began, panicked depositors rushed to withdraw their savings (bank runs) en masse. Most banks did not hold enough cash to cover all withdrawals, leading thousands to close or fail in the early years. The other options are incorrect: banks did not raise rates to this effect, they drastically reduced lending, and foreign takeover of U.S. banks did not happen.

Answer:

1. Overproduction and underconsumption
2. They closed or failed due to runs