Question

1. which of the following is not an example of positive financial habits? making a budget living within or below your means avoiding credit card debt waiting to start a retirement fund

Explanation:

To determine which is not a positive financial habit, we analyze each option:

• Making a budget: Helps manage finances, positive.
• Living within or below your means: Promotes financial stability, positive.
• Avoiding credit card debt: Prevents financial strain, positive.
• Waiting to start a retirement fund: Delaying saving for retirement is not a positive habit as compound interest benefits from early saving.

Answer:

D. Waiting to start a retirement fund