Question

which retirement plan(s) are not managed by an individuals employer?
i. fixed annuity
ii. pension plan
iii. roth ira
iv. traditional ira

i, ii
iii, iv
i, iii, iv

Explanation:

• Fixed Annuity: An insurance - based product, individuals purchase it on their own, not managed by employers.
• Pension Plan: Typically sponsored and managed by employers for employees.
• Roth IRA: Individual Retirement Account, individuals set it up and manage contributions themselves, not employer - managed.
• Traditional IRA: Also an individual - managed retirement account, not under employer management.

So Fixed Annuity (I), Roth IRA (III), and Traditional IRA (IV) are not managed by an individual's employer.

Answer:

I, III, IV