Question

in auto insurance, liability coverage that pays for physical injury to people in other vehicles
bodily injury liability
coverage
replacement cost
insurance policy

Explanation:

This is a question about auto insurance terminology. Bodily injury liability specifically refers to coverage that pays for physical harm to individuals in other vehicles when the policyholder is at fault. The other options are incorrect: "coverage" is a general term, "replacement cost" relates to property value, and "insurance policy" is the overall contract.

Answer:

bodily injury liability