Question

a disaster was declared in the beneficiarys county, but they already made an aep plan change before the disaster. can they use the fema sep for another enrollment? no, disaster sep cannot be used if an aep election is already completed only if they have lis yes, disaster sep allows multiple changes yes, but only for cost plans

Explanation:

To determine the answer, we analyze the options. The key is understanding the rules for FEMA SEP (Special Enrollment Period) and AEP (Annual Enrollment Period) plan changes. The first option states that a disaster SEP can't be used if an AEP election is already completed, which aligns with the scenario where the beneficiary made an AEP plan change before the disaster. The other options introduce conditions (LIS, multiple changes, cost plans) that don't fit the standard rule here.

Answer:

A. No, disaster SEP cannot be used if an AEP election is already completed