Question

which of the following liability coverage limits will provide the least amount of protection in the event that you are sued as a result of an auto accident?
a. 25/50/10
b. 250/500/100
c. 100/300/50
d. 15/30/5

Explanation:

Step1: Understand liability limits format

Liability limits are given as three - number sets like $x/y/z$. $x$ is the limit for bodily - injury liability per person, $y$ is the limit for bodily - injury liability per accident, and $z$ is the limit for property - damage liability per accident. Lower numbers mean less coverage.

Step2: Compare the first numbers

Compare the first numbers (per - person bodily - injury liability) in each option:

• Option A: 25
• Option B: 250
• Option C: 100
• Option D: 15

15 is the lowest among them.

Step3: Check overall

Since the first number in Option D is the lowest among all options, and considering the overall set of limits, Option D will provide the least amount of protection.

Answer:

D. 15/30/5