phishing schemes

fishing is an enjoyable, relaxing pastime. “phishing” is anything but! they are similar in that they both use bait that seems to hook prey. with phishing, the bait is an e - mail that is along with your password, credit card details, or banking information. once cybercriminals trick you into revealing this information, they will use it to drain your bank account or use your credit card to buy goods that they can sell for cash.

sometimes phishing schemes are obvious. if you get an e - mail from a bank where you don’t have an account, you would naturally be suspicious. but if you get one from a bank where you do have an account, you might be fooled into clicking a provided link. you will then be sent to a “spoof” website that looks like that of a major company. you will be asked to type your name and password or credit card or bank account number. that’s all the cybercriminals need to create financial havoc.

typical phishing scams contain alarming messages: your account will be closed because you missed a credit card payment. they may appeal to our desire for a bargain – a way to make easy money by offering expensive goods at low prices. they may also appeal to our better nature – an appeal for money following a disaster such as an earthquake or flood.

your best defense is common sense. few institutions would ask for sensitive information via e - mail. this should be a red flag. often phishing e - mails are poorly written; they may contain misspellings or poor grammar. phishing e - mails usually contain a link to a spoof website. don’t click it.

which paragraph advises the reader how to avoid phishing scams?
□ paragraph 1
□ paragraph 2
□ paragraph 3
□ paragraph 4

Question

phishing schemes

fishing is an enjoyable, relaxing pastime. “phishing” is anything but! they are similar in that they both use bait that seems to hook prey. with phishing, the bait is an e - mail that is along with your password, credit card details, or banking information. once cybercriminals trick you into revealing this information, they will use it to drain your bank account or use your credit card to buy goods that they can sell for cash.

sometimes phishing schemes are obvious. if you get an e - mail from a bank where you don’t have an account, you would naturally be suspicious. but if you get one from a bank where you do have an account, you might be fooled into clicking a provided link. you will then be sent to a “spoof” website that looks like that of a major company. you will be asked to type your name and password or credit card or bank account number. that’s all the cybercriminals need to create financial havoc.

typical phishing scams contain alarming messages: your account will be closed because you missed a credit card payment. they may appeal to our desire for a bargain – a way to make easy money by offering expensive goods at low prices. they may also appeal to our better nature – an appeal for money following a disaster such as an earthquake or flood.

your best defense is common sense. few institutions would ask for sensitive information via e - mail. this should be a red flag. often phishing e - mails are poorly written; they may contain misspellings or poor grammar. phishing e - mails usually contain a link to a spoof website. don’t click it.

which paragraph advises the reader how to avoid phishing scams?
□ paragraph 1
□ paragraph 2
□ paragraph 3
□ paragraph 4

Accepted Answer

# Brief Explanations:
To determine which paragraph advises on avoiding phishing scams, we analyze each:
- Paragraph 1: Describes phishing.
- Paragraph 2: Explains how phishing works (getting info to drain accounts).
- Paragraph 3: Discusses phishing scam messages (alarming, appeals).
- Paragraph 4: Gives defense tips (common sense, red flags like poor writing, don't click links). This is about avoiding scams.

# Answer:
paragraph 4

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