Question

karina keeps excellent records and always knows precisely how much is in her bank account. however, when she receives her bank statement, shes surprised to see that she has been charged a $5.00 overdraft fee. after reviewing her well - kept records, she cannot find anything that is incorrect. which would be the best action for karina to take?
review her records again.
wait for the bank to call her.
ignore the fee because it is relatively small.
check her records against her bank statement.

Explanation:

• Option "Review her records again": She already reviewed and found no error, so this is not the best.
• Option "Wait for the bank to call her": Banks usually don't call for such issues; she should take initiative.
• Option "Ignore the fee because it is relatively small": Ignoring a bank error (even small) is not responsible and may lead to more issues.
• Option "Check her records against her bank statement": This is the logical step to identify discrepancies between her records and the bank's statement, as the issue likely lies in a difference between the two.

Answer:

D. Check her records against her bank statement.