Question

question 7 of 13
what makes digital and mobile payments a secure alternative to traditional methods?
select an answer from the options below.
a physical presence is required
b encryption and tokenization
c immediate bank access
d lower transaction costs

Explanation:

Digital and mobile payments use encryption (scrambling data) and tokenization (replacing sensitive data with non-sensitive tokens) to secure transactions, which is a key secure alternative to traditional payment methods that lack these robust security features. Physical presence is not a security feature, immediate bank access is a convenience, and lower costs are a financial benefit, not a security factor.

Answer:

B. Encryption and tokenization