Question

you decide to sign up for autopay using a debit card. using this option, the company will automatically charge your debit card $50 per month for your cell phone plan. which of these is a risk to consider when setting up automatic payments for your bills? automatic payments can negatively affect your credit score. automatic payment may cost a hidden fee added to bill balances. it wont be possible for you to track this charge every month. you could overdraw your account if you forget about an upcoming payment.

Explanation:

Automatic payments from a debit - card draw directly from your bank account. If you forget about the upcoming payment and there are insufficient funds, you can overdraw your account. Automatic payments, when made on - time, generally do not negatively affect credit scores. There is no indication of hidden fees for automatic payments in the given context, and it is possible to track charges with online banking or account statements.

Answer:

You could overdraw your account if you forget about an upcoming payment.