Question

9 multiple choice 1 point
which of the following scenarios most justifies the need for long - term care insurance in an individual’s financial plan?
a 50 - year - old with a family history of chronic illnesses who wants to ensure they can afford care as they age.
a 40 - year - old who expects to work indefinitely without any need for retirement planning.
a 25 - year - old who plans to travel the world for several years and doesn’t foresee needing care in the future.
a 60 - year - old who already has enough savings to cover all medical expenses for the rest of their life.

10 multiple choice 1 point
when deciding whether to purchase dental and vision insurance, which of the following factors would most influence a person’s decision?
dental and vision insurance is only necessary if someone is experiencing dental pain or eye problems.
the person is already covered by a high - deductible health plan and doesn’t need additional coverage.
the person already has excellent oral and eye health and rarely needs professional care.
the person has a family history of significant dental and eye problems and anticipates frequent visits.

Explanation:

Answer:

A. A 50-year-old with a family history of chronic illnesses who wants to ensure they can afford care as they age.
D. The person has a family history of significant dental and eye problems and anticipates frequent visits.