Question

how is a debit card different from a credit card?
a. spending can occur via a digital payment method.
b. a debit card provides a way for people to make large purchases.
c. a debit card is usually issued by a financial institution.
d. spending on a debit card is limited to the funds available in an account.

Explanation:

A debit card draws from the card - holder's own bank account funds, so spending is limited to the available balance. Digital payments can be made with both debit and credit cards. Both can be used for large purchases. Both are usually issued by financial institutions.

Answer:

D. Spending on a debit card is limited to the funds available in an account.