Question

why is it risky to use public wi - fi for online banking or shopping?
its slower than home wi - fi.
bad actors can intercept your data.
it can drain your battery faster.
it uses too much data.

Explanation:

Public Wi - Fi networks are often unsecured. Bad actors can use tools to intercept data transmitted over these networks. When doing online banking or shopping, sensitive information like passwords and credit card details are sent, which if intercepted, can lead to fraud and identity theft. The other options do not relate to the security risk of using public Wi - Fi for financial activities.

Answer:

Bad actors can intercept your data.